Now in private beta

Pet insurance claims,
filed for you.

Snap the vet receipt. We read it, fill your insurer's exact claim form, and send it from your inbox with one tap. No more PDFs, no more retyping line items at midnight.

Works with Trupanion, Nationwide, Figo, Pets Best, Spot, ASPCA, MetLife, Embrace & more.

A golden retriever puppy in a sunlit room
Claim #00427 Submitted

$284.50

Dental cleaning · Riverside Vet

Reimbursement on the way

Files claims with the carriers you already use

Healthy PawsTrupanionEmbraceLemonadeNationwideSpotPets BestFigoASPCAMetLife

How it works

From vet receipt to reimbursement, in four steps.

Designed around how the top US pet insurers actually accept claims, so the paperwork gets done correctly the first time.

  1. 01

    Snap the receipt

    Take a photo or forward the email from your vet. Multiple pages, handwritten notes, crumpled paper, all fine.

  2. 02

    We read & pre-fill

    Our AI extracts visit date, diagnosis, line items, and totals, then drops them into your insurer's exact claim form.

  3. 03

    Review & e-sign once

    You set up a reusable e-signature and authorization at onboarding. Every claim shows you the full package before it goes out.

  4. 04

    We file it

    Premium auto-submits from your reply-to address with full audit trail. Free tier hands you a ready-to-send package.

A hand photographing a veterinary receipt with a phone

Extracted

Visit dateJun 14, 2026
DiagnosisOtitis externa
Subtotal$312.00
Confidence98%

The boring part, automated

Reads the receipt your vet handed you. Fills the form your insurer requires.

Crinkled thermal paper, multi-page itemized invoices, emailed PDFs, all parsed with per-field confidence. Low-confidence fields are flagged for you, never silently guessed.

  • Line-item extraction with bounding boxes
  • Insurer-specific form templates, kept in sync
  • Originals stored immutably for audit

Built carefully

Acts as your agent, with your permission, on the record.

Pet insurance forms legally require the owner's signature. petone.ai is built around that, not against it.

A tabby cat sleeping on a windowsill
A gray shorthair cat held gently by its owner

Your signature, your authority

Scope-limited e-sign captured once. We submit as your agent, never as a stranger.

Most claims drafted in 60 seconds

Textract + structured LLM extraction means no retyping invoice lines into PDFs.

Encrypted, audit-logged

KMS envelope encryption on sensitive fields. Every claim event timestamped and traceable.

Multi-pet, multi-policy

One household, every vet visit, every reimbursement, all in one timeline.

Pricing

Free to draft. Premium to file.

Companion

For occasional claims.

$0

forever free

  • Snap & parse vet receipts
  • Auto-filled, e-signed claim PDF
  • Send from your own inbox
  • Up to 2 pets
Auto-file

Pack

For households who hate paperwork.

$TBA/mo

priced at launch

  • Everything in Companion
  • We file claims for you, end-to-end
  • Status tracking & reimbursement reconcile
  • Unlimited pets & policies
  • Priority support

FAQ

Good questions.

Stop chasing reimbursements. Start your claim with a photo.

Join the waitlist. We're onboarding pet households in batches as we add insurers.

We'll only email you about petone.ai. Unsubscribe any time.